Claim Consultants, LLC

The unthinkable has happened: you need to replace your roof because of storm damage. As anyone who has had to deal with filing a homeowner ’ s insurance claim can tell you, insurance companies require quite a bit of footwork to get claims processed and approved before you can sit back and relax to the sounds of roofers repairing your home. Making a mistake in the claims process can lead to delays in payment or even denial of claims. So let ’ s talk about what you need to know when filing a claim with your insurance company. First, make sure your insurance will cover the damage Before you go all the way through the claims process, figure out if your damage is covered and how much your insurance company will pay. Some policies take the age of your roof into account, and pay out accordingly. If your roof is 10 years old, they can claim that it had already depreciated a certain amount, and only partially pay for a new one. Have your documentation ready to go In the claims pr...

Before you embark on a roofing project that costs thousands of dollars, know that you’re hiring the best company for the job. These basic questions will help you determine if the contractor you’re hiring is worth the money. They should be licensed. Most states require some sort of certifications, but the requirements vary by location. Make sure the contractors your talking to met the criteria for certification and make sure their license is up to date. They should carry workmen’s’ compensation and general liability insurance. While the insurance isn’t cheap, it’s necessary for both the workers’ safety and your financial well-being. If a worker is injured on your property and the contractor doesn’t carry workmen’s comp or the contractor messes up and damages your home, you could wind up footing the bill. They should remove your old roof. While it may save time in terms of manpower, not removing the old roof won’t give you an accurate understanding of any deeper damage to your r...

Don’t wait until you have problems with your roof to replace it. Most roofs are designed to last a certain amount of time, and waiting until problems arise can cost you more money to repair. Here are 6 simple tips that should tell you if you need roofing work done. 1. Your roof is old Most contractors and roofing experts will say that the average roof has a lifespan of about 20 to 25 years, depending on several factors such as how it was installed. But as a general rule of thumb, a 20 year old roof should be inspected for damage. 2. Damaged shingles Look out for any curling, buckling, or cracked shingles, particularly on sides of your roof that face the sun directly. If you notice damage, it’s time to get an inspection done. 3. Where your roof wears Pay special attention to the valleys of your roof, as this is where where rain water and snow melt runs. Damage to the valleys can cause leaking. Also pay attention to your chimney flashing. If it’s made from roof cement or tar,...

While storms can happen at any time of the year, the summer months are when they peak in both frequency and severity. These storms can damage your home with strong winds, debris or falling hail, and heavy rains. Here’s a quick breakdown of what you can do to minimize storm damage as well as what damage to look for after the storm passes. Hail Damage Hail is perhaps one of the most destructive aspects of severe storms, accounting for almost 40% of all insured losses averaging $15 billion dollars per year1. Unfortunately, there isn’t a lot that homeowners can do to prevent hail damage aside from keep current on home maintenance and repairing any damage in preparation for the next storm. After a hail storm, inspect your roof for dark marks on asphalt shingles. These will need to be inspected by a roofing professional to evaluate the damage. Any broken or cracked windows will need to be fixed or replaced, as well as siding, soffit, and fascia that appear to be damaged. While it m...

The outer surface of your home is the first impression and representation of you and your family. Having an attractive exterior will truly speak volumes of any house. But sometimes Nature strikes when you least expect it; by wreaking destruction on your residential property.  The Leaves, ice dams, limbs, hail and wind may cause siding damage or a gutter system to fail, which allows water to penetrate into your residential or commercial structure. To prevent from all these types of problems, Claim Consultants LLC helps the owners of property by assessing exterior damage caused by storms as well as assisting owner in claim process with their insurance company . Claim LLC provides full damage restoration and also offers affordable exterior services on commercial and residential structures.   Claim Consultants also offer repair and replacement of Siding, Gutters systems for residential and commercial building. Gutters are the main line of defense to keep water away from ...